Small Business Health Insurance in Middletown, PA

I am John Everett, an independent insurance producer based in Hummelstown, PA (PA Producer License #1112912). I help Middletown and Dauphin County employers compare small group health, network dental and vision, short-term disability, and group life. My wider focus is Central PA, especially Harrisburg, York, Lancaster, and Lebanon. I also work with businesses in Highspire, Royalton, and Lower Swatara Township.

Employee Benefits for Middletown Employers

Middletown employers along Route 230 and I-283 include trades, service companies, and small offices in Lower Dauphin. I compare fully insured and level-funded medical plans, and I can set up dental, vision, life, and disability with or without group health.

Benefit Plans Middletown Employers Can Compare

Coverage availability and terms are subject to carrier underwriting guidelines.

Small Group Health

Small group medical plans for Middletown employers with 1 to 50 full-time equivalent W-2 employees, including fully insured and level-funded options.

Explore Group Health

Network Dental & Vision

Group network dental and vision plans for eligible W-2 employees, offered with or without group medical.

Explore Dental & Vision

Short-Term Disability & Group Life

Income protection and life coverage, employer-paid or voluntary. Some plans may also be available to independent contractors, depending on the carrier.

Explore Disability & Life

Middletown Small Business Health Insurance FAQ

Short answers for Middletown and Dauphin County employers.

Is my Middletown business required to offer health insurance to employees?

Not if you have fewer than 50 full-time equivalent employees. Pennsylvania has no state employer health insurance mandate, so small group health coverage in Middletown is a voluntary benefit.

How many employees does a Middletown business need for a small group health plan?

Pennsylvania's small group market covers businesses with 1 to 50 full-time equivalent employees. Carriers also apply minimum participation and employer contribution rules, which vary by carrier.

Can Dauphin County employers offer dental and vision without group health?

Yes. Network dental and vision plans can be offered on their own to eligible W-2 employees, either employer-paid or as voluntary payroll deductions.

Do you meet with businesses in Middletown?

Yes. I meet with Middletown business owners by phone, video, or at your business. Call (570) 229-6607 or email john@everett-insurance.com.

Contact me about coverage in Middletown

Call (570) 229-6607, email john@everett-insurance.com, or submit the form below.

Areas of Interest (Optional)