Small Group Health
Small group medical plans for Lancaster employers with 1 to 50 full-time equivalent W-2 employees, including fully insured and level-funded options.
Small Business Health Insurance in Lancaster, PA
I am John Everett, an independent insurance producer based in Hummelstown, PA (PA Producer License #1112912). I help Lancaster and Lancaster County employers compare small group health, network dental and vision, short-term disability, and group life. My wider focus is Central PA, especially Harrisburg, York, Lancaster, and Lebanon. I also work with businesses in Lititz, Manheim Township, and Millersville.
Employee Benefits for Lancaster Employers
Lancaster is one of the four Central PA cities I focus on. I ask which physicians your hospitality, professional, or trade team already sees, then I line up medical, dental, vision, and income protection around that.
Benefit Plans Lancaster Employers Can Compare
Coverage availability and terms are subject to carrier underwriting guidelines.
Network Dental & Vision
Group network dental and vision plans for eligible W-2 employees, offered with or without group medical.
Short-Term Disability & Group Life
Income protection and life coverage, employer-paid or voluntary. Some plans may also be available to independent contractors, depending on the carrier.
Lancaster Small Business Health Insurance FAQ
Short answers for Lancaster and Lancaster County employers.
Is my Lancaster business required to offer health insurance to employees?
Not if you have fewer than 50 full-time equivalent employees. Pennsylvania has no state employer health insurance mandate, so small group health coverage in Lancaster is a voluntary benefit.
How many employees does a Lancaster business need for a small group health plan?
Pennsylvania's small group market covers businesses with 1 to 50 full-time equivalent employees. Carriers also apply minimum participation and employer contribution rules, which vary by carrier.
Can Lancaster County employers offer dental and vision without group health?
Yes. Network dental and vision plans can be offered on their own to eligible W-2 employees, either employer-paid or as voluntary payroll deductions.
Do you meet with businesses in Lancaster?
Yes. I meet with Lancaster business owners by phone, video, or at your business. Call (570) 229-6607 or email john@everett-insurance.com.
Contact me about coverage in Lancaster
Call (570) 229-6607, email john@everett-insurance.com, or submit the form below.