Small Group Health
Small group medical plans for Highspire employers with 1 to 50 full-time equivalent W-2 employees, including fully insured and level-funded options.
I am John Everett, an independent insurance producer based in Hummelstown, PA (PA Producer License #1112912). I help Highspire and Dauphin County employers compare small group health, network dental and vision, short-term disability, and group life. My wider focus is Central PA, especially Harrisburg, York, Lancaster, and Lebanon. I also work with businesses in Steelton, Middletown, and Lower Swatara Township.
Highspire sits near the I-76 and I-283 interchange and Route 230. Shops and service firms here often look at an HSA-compatible health plan together with hospital indemnity or accident coverage, so employees have help with a deductible. I am glad to walk through that pairing in plain language.
Coverage availability and terms are subject to carrier underwriting guidelines.
Small group medical plans for Highspire employers with 1 to 50 full-time equivalent W-2 employees, including fully insured and level-funded options.
Group network dental and vision plans for eligible W-2 employees, offered with or without group medical.
Income protection and life coverage, employer-paid or voluntary. Some plans may also be available to independent contractors, depending on the carrier.
Short answers for Highspire and Dauphin County employers.
Not if you have fewer than 50 full-time equivalent employees. Pennsylvania has no state employer health insurance mandate, so small group health coverage in Highspire is a voluntary benefit.
Pennsylvania's small group market covers businesses with 1 to 50 full-time equivalent employees. Carriers also apply minimum participation and employer contribution rules, which vary by carrier.
Yes. Network dental and vision plans can be offered on their own to eligible W-2 employees, either employer-paid or as voluntary payroll deductions.
Yes. I meet with Highspire business owners by phone, video, or at your business. Call (570) 229-6607 or email john@everett-insurance.com.
Call (570) 229-6607, email john@everett-insurance.com, or submit the form below.